TERMS & CONDITIONS

Effective Date: [2/25/26]

These Terms & Conditions govern your use of the Safe Home Legacy website and services.

Safe Home Legacy is a DBA of Closers Playbook LLC.

By accessing this website, you agree to the following Terms.

1. Business Structure Disclosure

Safe Home Legacy is a brand operated by Closers Playbook LLC.

All legal obligations, contracts, and compliance responsibilities fall under Closers Playbook LLC.

2. Nature of Services

Safe Home Legacy helps homeowners and families secure affordable life insurance and mortgage protection coverage through licensed insurance professionals.

Insurance products are offered through properly licensed insurance agents.

We do not directly underwrite insurance policies.

3. No Guarantee of Results

We do not guarantee:

• Insurance approval

• Specific coverage amounts

• Premium pricing

• Eligibility

All insurance coverage is subject to underwriting approval and carrier guidelines.

Coverage availability and eligibility vary by state and are subject to underwriting approval.

4. Independent Contractor Statement

Insurance agents operating under Safe Home Legacy may be independent licensed contractors.

They are responsible for complying with all state licensing requirements.

5. Compliance & Government Non-Affiliation

Safe Home Legacy is not a government agency and is not affiliated with any federal or state government entity.

We do not offer government-backed or state-required programs.

6. User Responsibilities

By submitting information through our website, you:

• Confirm the information provided is accurate

• Confirm you are voluntarily requesting contact

• Consent to receive communications, including SMS and phone calls

Message and data rates may apply. Reply STOP to opt out of SMS communication.

7. Limitation of Liability

To the fullest extent permitted by law, Closers Playbook LLC shall not be liable for:

• Indirect or consequential damages

• Insurance carrier underwriting decisions

• Denied applications

• Coverage limitations

Your sole remedy is to discontinue use of the website.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

9. Changes to Terms

We reserve the right to update these Terms at any time. Updates will be posted on this page with a revised effective date.

10. Contact Information

Closers Playbook LLC
DBA: Safe Home Legacy
[Business Address – must match EIN registration]
Phone: [Business Phone Number]
Email: [Business Email]